Extreme sports holidays have become popular with those who are looking to experience an adrenaline rush during their holidays.
And with a wide variety of different sports to cater for all tastes - from rock climbing and white water rafting to hang gliding and mountain biking - as well as a wide range of terrains on which to explore, there’s something for everyone.
However, such exhilaration could turn out to be expensive unless you are prepared for any emergencies. Because of this, it is important to arrange some insurance before you travel, if not to put your mind at ease before you take the plunge or to the skies.
Indeed, travel insurance can be a very useful element to pack as part of your trip, whether you’re heading abroad to participate in extreme… Continue reading
Holiday insurance - for some people buying it is almost instinctive as soon as they book a trip, whereas others will inevitably leave it until the last minute…if they choose to buy it at all! It is easy to say “it’ll never happen to me” but the risk simply isn’t worth taking - cheap holiday insurance is so easy to get (and the cost of an uninsured disaster so high) that there really is no acceptable excuse.
If you are the kind of person that is always finding reasons not to get covered, here are some statistics that will have you reaching for the phone and buying yourself some cheap holiday insurance!
Over 1000 bags a day are lost by UK travellers…
In total, 396,000 Britons lost their luggage on holiday or had… Continue reading
Let’s face it. No one wants to buy or purchase a travel insurance. However, travel insurance can also help you save money if the time comes that you would require it. That’s one of the several grounds why people would get travel insurance before going out on a vacation. There are assorted tips for you to economize on travel insurance without the need to spend too much in getting one. See these tips before you purchase:
During family vacations, buy one insurance policy that handles the every family members rather than getting a policy that covers one by one. Family rates are often cheaper and very much purchasable. Some even have rebates and extends outstanding deals and services.
When traveling two times or more in a single year, have an annual multi-trip… Continue reading
When you fly off this summer on your longed-for sunshine holiday, the last thing you want to anticipate is getting ill whilst abroad, or losing all your belongings. Having adequate travel insurance will give you peace of mind that, should the untoward happen, you will be taken care of.
But the watchword is ‘adequate’. You need to make sure that your policy covers all your potential needs, so check the terms carefully for any limitations or exclusions you might not expect.
Medical - To begin with you need your policy to have a high basic medical cover - one million pounds for Europe and at least two million for the States and the rest of the world. You won’t have the luxury of our good old NHS should you have an accident… Continue reading
British Airways lost 23 bags for every 1000 passengers in 2006 - roughly 9 bags missing for every Jumbo jet flight. In 2006, The Association of European Airlines 24 members lost a staggering 5.6 million bags.
Around 85 per cent of these bags are re-united with their owners within 48 hours ( although this may be no consolation if you’re on a 24 hour business trip or stopover!) This means up to 15 per cent of bags are gone forever - which is why Insurance companies recommend your travel insurance policy covers your bags whilst you are in the “care and keeping” of an airline.
Your travel insurer is more likely to give you a satisfactory payout and settlement - even allowing for any excess payments -… Continue reading