Johnny found himself installed in the hospital for a whole week; hospitals can be expensive places to stay in abroad. Had the rugby team not taken care of him, he would have needed some cheap travel insurance to cover the medical bills. It turned out that three weeks later his appendix ruptured and the injury-cursed sportsman required surgery. Thankfully, he was home by then.
TV belle, Holly Willoughby, was indeed ‘dancing on ice’ when she took a round-the-world holiday as a teenager. She was traveling with friends but it seems she went without the security of knowing her holiday insurance would get her home.
As the trip drew to a close, the girls chose the exotic destination of Hawaii as their final port of call. Holly and her pals found themselves staying in a hostel they didn’t trust, so they made sure not to leave any of their possessions behind when they went out and about.
This seemed a prudent precaution until one fateful day at the beach. The group had put all their valuables in a black rucksack, but when they picked it up in the afternoon they found that a cunning thief had exchanged it for one that looked similar. It contained nothing but paper: their belongings were gone.
In this situation, it is a comfort to know that the cheap travel insurance you have will cover costs you may incur in completing your journey home. More than that, you know the money and possessions you have lost will be replaced. Holly had lost her passport, her ticket home and her money. The local police were able to put the teenagers in touch with a charity that helped them repatriate, something that travel insurance will cover. Holly also lost four month’s worth of her travel snaps; sadly, no holiday insurance can replace these.
The beach also proved hazardous for Julie Walters in Corfu. She was on holiday with a friend exploring the coast for a nice place to sunbathe, and they spied a high rocky outcrop that would make a good tanning platform. Reaching it meant wading through waist-high water, so they gathered up their things into towels and carried them above their heads. To Julie’s dismay, the sea turned frighteningly turbulent midway across and they had to be rescued from the waves. Thankfully they weren’t hurt, but their possessions were lost in the water. It didn’t bother Julie because the holiday insurance would compensate for the loss. She knew that her well-being was more important.
Anthony Head also feared for his life when he visited Haiti. As a star of ‘Buffy the Vampire Slayer,’ you would expect him to endure a bite or two from the creatures of the night, but when he was bitten by a spider he was hospitalised because the wound became infected. Again, travel insurance becomes essential in these circumstances. However, his troubles abroad did not end there. Tony’s documentary crew were kidnapped and held to ransom, which must be a terrifying experience. What you might not know is that the best cheap travel insurance policies include some cover for this risk as part of their Acts of Terrorism Cover. This fact may offer little comfort for the victims, but it will at least provide some compensation, which is what holiday insurance is all about.
Patrick Chong is the Managing Director of Journey’s Travel. Their commercial travel insurance website, Insuremore, offers cheap holiday insurance and a quick and easy online claims feature.
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