Reasons For Purchasing Insurance Covering a Holiday With the Mother-in-Law

By insurance in travel insurance

Jul 18

There is nothing quite as lovely as holidaying with your family. You take your annual leave, your darling children are cheerful during their school holidays, and it is summer. Everything is perfect, except for just one thing: the mother-in-law will be joining you. For many, the mere thought of such a possibility is nothing short of horrific, but year after year, people continue to make the mistake of holidaying with the in-laws, with disastrous consequences. Given the extremely high propensity for these holidays to go horribly wrong, purchasing family travel insurance before you go is of the utmost importance.

Here are 5 reasons to purchase family holiday insurance when going away with the mother-in-law:

#1 She will blame you if you don’t purchase family travel insurance

First and foremost, it will ultimately be your fault, and yours alone, if anything were to go wrong while on your holiday. And if something was to go wrong and you didn’t have insurance, the mother-in-law will be sure to use this little nugget of information to her advantage. So the solution is simple: take out an annual family travel insurance policy and she won’t be able to accuse you of being irresponsible.

#2 You’re more likely to have an accident when she’s around

It is fairly safe to assume that, despite a lack of statistical evidence on the topic, you will be more accident-prone in the presence of the mother-in-law. Having her breathing down your neck will make you far more likely to nick your finger while chopping vegetables for her dinner request. Luckily, the presence of a mother-in-law does not prevent your family travel insurance policy from coming into action when you do.

#3 Mother-in-Laws cause motor vehicle accidents

For some reason, arguments always seem to occur in the car. This is likely due to the occurrence of spiteful people being trapped in confined spaces, which is never a particularly good combination. And as the argument between you and the mother-in-law escalates, so your driving skills will deteriorate. So if you’re planning on driving with the mother-in-law in the car on your holiday, make sure your family holiday insurance policy covers your probable minor motor accident.

#4 The mother-in-law could slip and fall

With mother-in-laws naturally attention seeking, it would be typical, manipulative, mother-in-law behaviour to slip and fall, causing the rest of the holiday to revolve around her. This time, however, the onus is on her to organise her own family holiday insurance. But if you haven’t suggested it before hand, the whole incident will naturally be your fault.

#5 Mother-in-laws cause plans to go awry

While there is no scientific evidence to support this theory, it is no coincident that you only miss your plane or have trouble with your holiday bookings when your plans include the mother-in-law. Her mere presence on your carefully planned holiday can make it come apart at the seams. And when you’ve missed your flight and you’re having problems with the hotel you chose and booked, the importance of purchasing annual family travel insurance will become obvious.

Patrick Chong is the Managing Director of Journey’s Travel. Their commercial travel insurance website, Insuremore, offers family holiday insurance with a quick and easy online claims feature.

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