The further you go, the greater the need for dependable travel insurance. If you are back-packing, you are likely to be getting involved in activities and putting yourself in situations which require specialized cover.
Of course the beauty of back-packing is how cheap it is compared with a regular holiday. Buying expensive travel insurance, which offer cover inappropriate to your needs, goes against the grain of the experience. You should, therefore, look for backpacker insurance policies, which generally offer more tailored cover at more affordable prices.
Go Travel Insurance and 1Stop Travel Insurance are two reputable insurers offering affordable backpacker insurance policies with good levels of cover.
Both policies are also highly flexible. If you’re going to be away for the whole year, you are probably going to need to earn some spending… Continue reading
EasyJet, Jet2 and Monarch are three low-cost airlines that have recently hit the headlines for ignoring EU guidelines regarding the sale of travel insurance. An EU ruling made in November 2009 states that travel organisations can not automatically add ancillary services such as holiday insurance, car hire and excursion tickets onto customer’s holiday bookings. If a customer wishes to add travel insurance on to their holiday package then this should be via a check box allowing them to opt in.
Many low-cost carriers instead have been automatically adding holiday insurance on to their customer’s bargain flights and instead only giving them the option to ‘opt out’ if they don’t wish to receive the travel insurance offered. This not only is the complete opposite of the rules that the EU put into… Continue reading
The travel industry is going through a difficult time at the moment due to the economic problems. However, the plus side for holiday makers is that there are more deals on vacations abroad. Travelling abroad, it is essential you have holiday insurance, the best example being the recent problems we have had with swine flu. Without insurance you could end up with large hospital bills and some people were even stranded on holiday. For those with holiday insurance the extra hotel and flight costs should have been covered.
You need a policy that covers you for all potential financial losses you could get whilst you’re travelling. Nowadays this insurance cover is available at a fair price, you can save quite a bit of money finding cheap worldwide travel insurance.There are a… Continue reading
When you are looking through travel brochures, excited about the prospect of vacationing in some far flung hotpot, all the things that could go wrong while you are over there probably could not be further from your mind. Yet there is no getting away from the fact that these things could happen, so it can pay to arm yourself with a little travel insurance. Here are just some of the reasons why:
Having your belongings stolen could really spoil a holiday, especially if you cannot afford to replace them. If, however, you have a travel insurance policy that covers you in the event of the loss or theft of your belongings, then the worst that could happen is that you have to do without something for a day or two.
If you are worried that the airline you are travel ling with will go bankrupt before or during your holiday, you may want to get a travel insurance policy that offers financial default insurance. However, not all travel insurance policies offer this as standard, and some only offer it under certain conditions, so you may want to check the small print on your policy documents before signing them.
A travel insurance policy which includes financial default cover will only pay out if an airline has completely ceased all operations due to bankruptcy proceedings. There may be a number of conditions attached to this type of cover, so it is important to make sure that you know what you are getting into.
It is worth investigating the small print of your travel insurance… Continue reading