Many people will be amazed on how much you can save when comparing prices for car insurance. Your car insurance is decided upon by each insurer depending on your situation so it will be different for every person. As each insurer has different criteria in place for deciding the cost, their prices tend to vary a lot with some ranging from hundreds of pounds.
The price of your premium is ultimately decided on how likely you are to make a claim. You can follow a number of steps if you want to save money on your premium which are listed below:
Pay it off early - you can shed a little of your premium by paying it off in one lump sum as opposed to monthly installments.
You shouldn’t have to pay more than you need to for your car insurance and the good news is there are ways that you can make big savings on your motor insurance. Probably one of the easiest way is to shop around for and compare your cover online. By using a car insurance comparison service, you can select the policies that fit your budget then narrow the results down even further via some of the major policy features. This enables you to choose the cheapest car insurance cover that also best meets your requirements.
Considerations
Of course when looking for motor insurance you first of all have to decide which level of cover you need. There’s fully comprehensive, third party, fire and theft and third party cover only. The latter is… Continue reading
Need to buy car insurance this quarter? Be prepared for the highest costs of the year. According to an article in The Telegraph from last month, the end of British Summer Time is the most dangerous time of the year for drivers. But what does this mean for our insurance premiums?
Kara Gammell writes that during the two week period around the time when the clocks change, insurers witness a significant increase in the amount of claims made, with an average increase of five per cent every year. It is simply more dangerous because motorists suddenly find themselves driving home in the dark, but it is dusk that is considered the most dangerous time to drive because our eyes are constantly getting used to the fast diminishing light.
Getting fleet insurance is the best option when you own several cars. In order to obtain fleet insurance, the procedure is the same as for getting a usual motor insurance. First of all you have to get a quote from a fleet insurance company. The most suitable way to get a quote is to consult a fleet insurance broker. Brokers have relationships with several insurance companies and they choose that policy from amongst these companies which is best for you.
After you have selected a company, you need to fill out your application form. When you have done that, you get a disclosure statement. This is an important legal document and it contains details of your fleet insurance. In order to consider the information given in this document, you are usually… Continue reading
Every year insurance providers receive a variety of unusual claims, whether it’s car, motorcycle or minibus insurance. Many involve animals, trees, or inanimate objects.
This article reveals the ten most bizarre and obscure claims, all from genuine sources:
1. One motorist was in such a panic when a wasp flew into his car and up his trouser leg that he hit the accelerator; unfortunately, also hitting the car in front.
2. Cows can be a problem. In one particular instance, a driver claimed that the cow jumped onto his quad bike, presumably by accident rather than with the intention of driving away.
3. In another incident involving a cow the driver described his experience, “As I came over a hill, I hit a cow in the middle of the road, which then hit the… Continue reading